Look East for innovation

Look East for innovation I often talk about faster horses and how banks think digital is doing banking cheaper and faster. It’s all about efficiency and effectiveness. So, I was asked the other day: where is the car? After all, it’s easy to call out banks for doing banking as usual but, if I …... Continue Reading →

Things worth reading: 15th December 2017

Things worth reading: 15th December 2017 Things we’re reading today include … NatWest bank spat prompts web security changes Deutsche Bank sells chunk of Polish business to Santander Britain’s indebted credit card customers could save up to £1.3bn under new rules Tech groups jostle for advantage in Indonesian digital payments The top grossing Christmas films... Continue Reading →

The economics of our future world

The economics of our future world Taking of moving from the concept of a Universal Basic Income to money without government to tokens to credits, I’ve been reading a fascinating book recently on Star Trek’s economics called Trekonomics. Released in 2016, I thought it would be some frivolous Trekkie’s drooling over the wonder of the... Continue Reading →

Much to learn, you still have

Much to learn, you still have I seem to grapple daily with the same or similar questions: how to regulate things that don’t recognise boundaries; how to structure a world that is unstructured; the role of authorities in a democratised planet; is there such a thing as money without government? I haven’t answered these questions... Continue Reading →

Things worth reading: 13th December 2017

Things worth reading: 13th December 2017 Things we’re reading today include … France’s AXA to step up investments in green projects to $11 billion by 2020 My close escape from £10,000 bank scam MoneyTaker hackers reportedly steal £7.5m from ATMs Bitcoin hits another record high in march toward $20,000 LSE’s biggest investor set to rally... Continue Reading →

Where are all the women?

Where are all the women? Despite there being many capable women in banking, finance and technology, it is surprising how few are at the top of the companies I talk about. Most FinTech start-ups I refer to are run by young men, whilst most banks are run by old men. Where are all the women?... Continue Reading →

Rwanda: Africa’s first cashless economy?

Rwanda: Africa’s first cashless economy? Another presentation that was enlightening was delivered by Jean Claude Gaga, CEO of RSwitch Ltd, the national e-payment switch of Rwanda. Jean Claude gave an overview of how Rwanda is moving towards a cashless economy and I was particularly interested as I chair Dot Finance in Kigali each year, and... Continue Reading →

The Finanser’s Week: 4th December – 10th December 2017

The Finanser’s Week: 4th December – 10th December 2017 This week’s main blog headlines are … How difficult is financial inclusion? There were lots and lots and lots, literally, of focus upon mobile and financial inclusion in my Sudan conference. I guess because only 4% of the adults who live there are banked. You heard... Continue Reading →

How difficult is financial inclusion?

How difficult is financial inclusion? There were lots and lots and lots, literally, of focus upon mobile and financial inclusion in my Sudan conference. I guess because only 4% of the adults who live there are banked. You heard me, just four percent. There are over 20 million people of working or retirement age in... Continue Reading →

Things worth reading: 8th December 2017

Things worth reading: 8th December 2017 Things we’re reading today include … Exclusive: Wells Fargo sanctions are on ice under Trump official – sources China’s financial system harbours large risks, says IMF RBS boss likens bitcoin to Dante’s Inferno as currency tops $15,000 Bitcoin plummets more than 12 percent to below $15,000 Chat and pay... Continue Reading →

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