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Account opening? Oh, 1-2-3. Easy as A-B-C. Not!

There’s nothing like a true story to bring a point home, so here’s my latest one. I’m starting a new venture. It’s a philanthropic thing, […]

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Things worth reading: 14th November 2018

Things we’re reading today include … IMF says governments could set up their own cryptocurrencies Australian court rejects regulator’s record fine against Westpac Top law […]

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Legacy vendors are more of an issue than legacy systems 

I often find myself in weird or frustrating situations that I don’t know how to break. For example, dealing with clients who require a Government Tax […]

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Things worth reading: 13th November 2018

Things we’re reading today include … CYBG cancels digital bank deal with ex-Barclays chief Five ways banks are responding to the fintech threat Mark Carney […]

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Direct Line: innovating InsurTech

At the conference I attended the other day, one speaker highlighted some InsurTech I’d not seen before but thought pretty cool. It’s a prototype service […]

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The Finanser’s Week: 5th November – 11th November

The main blog headlines are … Teach children the things that machines cannot learn I often talk about teaching children to learn what machines cannot […]

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Teach children the things that machines cannot learn

I often talk about teaching children to learn what machines cannot learn. Our system of education was created in the Industrial Revolution, and is based […]

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Run the bank or change the bank

I was surprised to see that JPMorgan Chase is now hiring people as bankers and, as a mandatory part of their induction programme, they are taught to […]

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Things worth reading: 8th November 2018

Things we’re reading today include … Bank by bank, here’s where the hiring and firing will happen next Would you bank with Google, Amazon, Facebook […]

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How online gaming created a challenger bank

I was chairing a panel with a number of different players, one of which was Monzo. Simon Vans-Colina, Monzo’s lead engineer for Open APIs, was […]

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In China, buy the wrong things and go to jail

As I travel around, I find different cultures fascinating Some are open, some are closed; some are welcoming, some are distrusting; some feel comfortable, some […]

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Becoming a Digital Bank: the how and why

I recently had a chat with Monica Murthy of Empire Startups. Here’s the low-down. Starting From Scratch – The Path for Western FinTech It would […]

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The Finanser’s Week: 29th October – 4th November

The main blog headlines are … Clash of clans … or new bank versus old bank (Fidor, BPCE)  I was talking with some friends at the […]

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Clash of clans … or new bank versus old bank (Fidor, BPCE) 

I was talking with some friends at the most innovative bank in Europe that has stopped getting on my radar for the past few years. I first […]

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AI is only as good as the people who program it

Artificial Intelligence (AI) is moving at a pace, creating a really interesting online debate the other day about its applications. Specifically, the question was raised […]

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Gartner: you’re better than this

I got this headline today: Most banks will be made irrelevant by 2030 – Gartner Within 12 years time, 80% of financial firms will either […]

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Things worth reading: 31st October 2018

Things we’re reading today include … Monzo now worth more than £1 billion Michael Jordaan’s Bank Zero prepares to shake up the banking system In […]

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Apps, DApps and Super-Apps

You’re probably familiar with an app. Maybe you even have some on this thing called a smartphone. I apologise for the few financial guys I […]

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Things worth reading: 30th October 2018

Things we’re reading today include: Deutsche Bank in need of ‘radical surgery’ as profits plunge China takes another big step to open its financial markets` […]

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Keep on grafting

Every now and again people like me are drawn back into reality. Sure, I fly business class, sometimes first, and drink champagne at 40,000 feet. […]

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The Finanser’s Week: 22nd October – 28th October 2018

The main blog headlines are … Technosocialism? As if … Someone told me I should start a travel blog, as I fly more than most […]

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It’s banking Jim, but not as we know it

It is interesting how the FinTech world has developed over the past decade. My first memory of any company that would fit the FinTech world […]

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Things worth reading: 26th October 2018

Things we’re reading today include … Venezuela Is Said to Move Cash Through an Obscure Russian Bank Reserve Bank of Australia Official ‘Not Convinced’ of […]

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#Money2020 USA: reaching FinTech 3.0

I enjoyed chairing a half day stream at #Money2020 in Las Vegas focused upon breaking news and views. It actually turned out to be more […]

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Ring out the old, ring in the new

Like many of us, I have several pet hates about banks. My main one is when they sting you with charges you don’t expect. I […]

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